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Smart Money Chat AI empowering financial education for everyone
Speak with your personal AI financial advisor

Smart Money Chat is an AI-powered finance platform equipping individuals and financial advisors with a powerful toolbox for expert financial advice, real-time market insights, cryptocurrency statistics, and a personalized financial health analysis within a trusted, Microsoft-certified environment.

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Offering AI-driven insights, secure data handling, and intuitive financial planning tools to optimize every financial decision with intelligence and precision.

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User financial improvement

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User satisfaction

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Active users worldwide

Learn more about Smart Money Chat

Watch our promotional videos to learn how to use Smart Money Chat to increase your financial awareness and excel in your financial goals.

Use AI insights to empower yourself in an AI-driven world.

Feature highlights | Tutorials | Client success stories
Available March 2025.

Smart Money Chat: Quick & Easy Sign-Up Guide

Next-gen AI insights
Real-time stock market data
Cryptocurrency education
Financial health analysis

Smart Money Chat promotional video gallery.

Empowering financial education for everyone.

Key benefits and features

Manage all finances, set personalized goals, access expert insights, get real-time trends, and navigate with intuitive dashboards—all in one powerful tool.

AI-powered financial insights

Gain expert-level financial advice with real-time AI-driven insights. Track your spending, forecast trends, and receive personalized recommendations to optimize every decision.

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Personalized financial advisor

Get a virtual financial advisor tailored to your goals. Whether you need budgeting help, investment tips, or wealth-building strategies, your AI assistant is always ready to guide you.

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Crypto portfolio & market tracking

Stay ahead in the crypto world with live market updates, AI-powered insights, and portfolio tracking tools designed for both beginners and seasoned investors.

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Financial learning & education

Master personal finance with interactive learning tools. From budgeting basics to advanced investing strategies, gain the knowledge you need to succeed.

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Coming soon: AI-powered teaching tools

Educators will soon be able to create financial education tools with Azure AI Search, making financial literacy accessible to students, professionals, and lifelong learners.

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Data protection andprivacy

Ensuring your data is secure and your privacy is respected with robust protection measures and compliance with industry standards.

Learn more about privacy.

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How It Works – Your Path to Financial Wellness

3 Simple Steps to Begin Your Financial Journey with Smart Money

01

Start your journey

Click sign up to get started. Sign up with your email or Microsoft account. The guided setup and handbook are there to help you get started easily.

02

Verify & secure your access

Check your email for a verification code and enter it to confirm your account. If using Microsoft login, approve the sign-in request.

03

Set up & personalize

Explore the Smart Money Chat Handbook for setup guidance. Explore our powerful AI-driven tools, discover personalized market insights, and tailor your financial strategy.

Stay informed, Stay empowered

From practical tips to big-picture insights, our content hub is a learning space for everyone. Whether you’re curious about saving, investing, or managing debt, we’ve got resources to help you grow.

  • Practical tips for budgeting, building an emergency fund, and more.

    Articles & tutorials: Practical tips for budgeting, building an emergency fund, and more.

  • Updates on market trends and economic events that matter.

    Financial News: Updates on market trends and economic events that matter.

  • Simple, easy-to-follow guides on complex topics like investing and retirement.

    How-to guides: Simple, easy-to-follow guides on complex topics like investing and retirement.

  • Based on your habits and interests,we deliver content that matters most to you.

    Personalized recommendations: Based on your habits and interests,we deliver content that matters most to you.

    • Real stories from real people
    Testimonials

    Smart Money is helping thousands take control of their finances, one step at a time. Here’s what a few of them have to say.

    Smart Money Chat is a game-changer for anyone who wants to take control of their finances. The detailed spending reports and real-time tracking have made me so much more mindful of my habits. With its guidance, I’ve managed to cut unnecessary expenses and put more towards my savings. Highly recommend!

    lora

    Jennyfer CEO, Rizz Ltd.

    Smart Money has completely changed the way I manage my finances. Before, I never fully understood where my money went each month. Now, with Smart Money, I have a clear, real-time picture of my spending habits. It’s like having a financial coach in my pocket – guiding me to make better choices and helping me stay on track with my goals. The insights are incredibly empowering, and I finally feel in control of my financial future.

    lora

    Smith, Alex CEO, Smart Tech

    Smart Money Chat has given me clarity I never thought possible. I used to struggle with sticking to a budget, but now I can plan ahead and make informed decisions about my finances. The app is intuitive, and its recommendations have helped me save more than ever before. I finally feel confident about my financial future!

    Ashraful

    Logan College student, Motherwell

    Pricing plans – Choose the perfect plan for you

    At Smart Money, we offer flexible pricing to fit your financial management needs. Whether you’re just starting or want advanced features, we’ve got you covered. Explore our plans below and find the perfect option for your financial journey. Try it for free for 1 month.

    Monthly billing
    Annual billing

    $1.99 / monthly

    Individual

    Perfect for individuals looking to get started with basic finance tracking.

    Smart Money Chat Core Features – Get started with essential financial tracking tools.

    Track Goals, Income & Expenses – Monitor your earnings, spending habits, and financial objectives.

    ChatGPT 3.5 Assistance – Ask financial questions and receive AI-driven insights to help manage money.

    $24.99 / monthly

    Premium

    For professionals, academics, and financial advisors seeking deeper financial insights.

    All 'Individual' Features Plus:

    Cryptocurrency & Stock Market Statistics – Monitor trends and data for better financial planning.

    Advanced AI Financial Insights – Get deeper financial analysis and recommendations tailored to your goals.

    Personalized AI Financial Coaching – Receive tailored AI-driven assistance for financial planning.

    Enhanced Customer Support – Priority access to expert guidance and assistance.

    Voice-to-Text Integration – Input financial notes and queries via voice for convenience.

    ChatGPT 4o for Smarter Insights – Experience more advanced, real-time AI responses for financial guidance.

    $12.49 / monthly

    Friends & Family

    Smart Money Chat - Family & Friends Special – Limited Time Launch Offer 50% Off Premium

    All 'Individual' Features Plus:

    Cryptocurrency & Stock Market Statistics – Monitor trends and data for better financial planning.

    Advanced AI Financial Insights – Get deeper financial analysis and recommendations tailored to your goals.

    Personalized AI Financial Coaching – Receive tailored AI-driven assistance for financial planning.

    Enhanced Customer Support – Priority access to expert guidance and assistance.

    Voice-to-Text Integration – Input financial notes and queries via voice for convenience.

    ChatGPT 4o for Smarter Insights – Experience more advanced, real-time AI responses for financial guidance.

    Frequently askedquestions

    Everything you need to know about the product and billing. Can’t find the answer you’re looking for? Please chat to our friendly team.

    Smart Money empowers you to track your income, expenses, and goals through an easy-to-use dashboard. You can set personalized financial goals, create a wishlist for future purchases, and receive real-time insights into your spending habits. It also provides budgeting tools and expert advice to help you stay on top of your finances and make informed decisions..

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    Yes, Smart Money uses advanced encryption and secure storage to protect your financial data.

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    You can cancel your subscription anytime. Refunds are subject to our refund policy.

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    Yes, additional information can be added to an invoice by editing the invoice details before finalization.

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    Billing is processed monthly or annually, depending on your chosen subscription plan.

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    To change your account email, go to account settings and update your email address.

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    Still have questions?

    Can’t find the answer you’re looking for? Our friendly team is always there to assist you.

    Ready to make a change?
    Your financial freedom starts here

    It’s never too late to start.
    Join thousands who are transforming their finances with Smart Money Chat.